Calculators (for investing and planning your finances)

This page from the Australian Securities & Investments Commission's FIDO website links to calculators to help you manage your finances and investments. It includes calculators for allocated pensions, superannuation, managed funds, multiple loans and credit cards. There is also a budget planner and a DIY statement of financial position.

www.fido.gov.au

First Home Owner Grant (FHOG)

The First Home Owner Grant Scheme (FHOGS) is a joint Australian and State Government initiative to help first home owners. The grant provides a $7000 benefit to eligible applicants. Each State and Territory Revenue Office is responsible for administering the grant in their respective jurisdiction. This site includes links to the various revenue offices.

www.firsthome.gov.au

First Home Saver Accounts (FHSA)

First Home Saver Accounts will provide a simple, tax effective way for Australians to save a deposit for their first home through a combination of a Government contribution and low taxes. This site provides further information on these accounts. The Government is also seeking comments and submissions by 7 March 2008 to assist in settling the final administrative and legislative features.

www.homesaver.treasury.gov.au

Insolvency and Trustee Service Australia (ITSA)

The Insolvency and Trustee Service Australia (ITSA) is the government agency responsible for the administration and regulation of the personal insolvency system in Australia.

www.itsa.gov.au

Investing

This page from the Australian Securities & Investments Commission's FIDO website links to information about investing including: where do you start?; what can you invest in?; getting investment advice and learning about investing; and watching out for investment pitfalls.

www.fido.gov.au

Links to Useful Information for Individuals and Communities - Financial Issues

Community.gov.au is a portal to information relevant to individuals and community organisations across Australia. On this part of the Community Portal you will find links to financial information including on-line banking, loan calculators, family budgeting and the tax system.

www.community.gov.au

Managing your Money

This page from the Australian Securities & Investments Commission's FIDO website links to information about budgeting including FIDO's Excel budget planner to download, managing money problems, managing credit cards, borrowing money, deposit accounts and four simple rules for your finances.

www.fido.gov.au

Managing your Mortgage

Provides some practical steps for home owners to take if they are experiencing difficulty meeting mortgage repayments and may consider selling their home.

www.accc.gov.au

Protect Your Financial Identity

This website provides information for the public about how you can protect your financial identity in everyday life and minimise the damage if a problem occurs.

www.protectfinancialid.org.au

Protecting your assets - a guide to insurance

This page from the Australian Securities & Investments Commission's FIDO website links to information about insurance: how insurance works, how to choose an insurance policy that meets your needs, how to minimise problems with claims, buying insurance over the phone and consumer credit insurance. Tips about home, life, travel, car and income protection insurance.

www.fido.gov.au

Unclaimed Money

This page provides a search for money that has been classified as unclaimed from financial institutions and companies. The search covers money from banking (banks, credit unions and building societies), life (life policies held with insurance companies and friendly societies) and company (compulsory acquisition of shares resulting from takeovers).

www.fido.gov.au

Understanding Money

Understanding money pays off. No matter what your age or income, a few simple things done regularly can make a real difference. So put yourself in charge.

www.understandingmoney.gov.au