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			    <title>Banking &amp; Money - australia.gov.au</title>
			    <link>http://australia.gov.au/</link>
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      			    <description><![CDATA[<h2>Banking &amp; Money</h2>

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<div class="linkList"><h3><a href="/bye?http://www.austrac.gov.au/" class="gov" title="Australian Transaction Reports and Analysis Centre (AUSTRAC) - link to another Australian Govt site">Australian Transaction Reports and Analysis Centre (AUSTRAC)</a></h3><p>Australian Transaction Reports and Analysis Centre (AUSTRAC) is Australia's anti-money laundering regulator and specialist financial intelligence unit. In their regulatory role, they oversee compliance with the reporting requirements of the Financial Transaction Reports Act 1988 by a wide range of financial services providers, the gambling industry and others. In their intelligence role, they provide financial transaction reports information to Australian, State and Territory law enforcement and revenue agencies.</p><p><a href="/bye?http://www.austrac.gov.au/">www.austrac.gov.au</a></p><h3><a href="/bye?http://www.rba.gov.au/Statistics/exchange_rates.html" class="gov" title="Exchange Rates - link to another Australian Govt site">Exchange Rates</a></h3><p>Current exchange rates as listed by the Reserve Bank of Australia.</p><p><a href="/bye?http://www.rba.gov.au/Statistics/exchange_rates.html">www.rba.gov.au</a></p><h3><a href="/bye?http://www.fos.org.au/" class="non-gov" title="Financial Services Ombudsman - link to a non-Govt site">Financial Services Ombudsman</a></h3><p>The Financial Ombudsman Service brings together three separate external dispute resolution schemes: the Banking and Financial Services Ombudsman, the Financial Industry Complaints Service, and the Insurance Ombudsman Service. This service provides independent dispute resolution services for up to 80 per cent of Australian banking, insurance and investment disputes under one roof.</p><p><a href="/bye?http://www.fos.org.au/">www.fos.org.au</a></p><h3><a href="/bye?http://www.firsthome.gov.au/" class="gov" title="First Home Owner Grant (FHOG) - link to another Australian Govt site">First Home Owner Grant (FHOG)</a></h3><p>The First Home Owner Grant Scheme (FHOGS) is a joint Australian and State Government initiative to help first home owners. The grant provides a $7000 benefit to eligible applicants. Each State and Territory Revenue Office is responsible for administering the grant in their respective jurisdiction. This site includes links to the various revenue offices.</p><p><a href="/bye?http://www.firsthome.gov.au/">www.firsthome.gov.au</a></p><h3><a href="/bye?http://www.homesaver.treasury.gov.au/" class="gov" title="First Home Saver Accounts (FHSA) - link to another Australian Govt site">First Home Saver Accounts (FHSA)</a></h3><p>First Home Saver Accounts will provide a simple, tax effective way for Australians to save a deposit for their first home through a combination of a Government contribution and low taxes. This site provides further information on these accounts. The Government is also seeking comments and submissions by 7 March 2008 to assist in settling the final administrative and legislative features.</p><p><a href="/bye?http://www.homesaver.treasury.gov.au/">www.homesaver.treasury.gov.au</a></p><h3><a href="/bye?http://www.rba.gov.au/" class="gov" title="Reserve Bank of Australia (RBA) - link to another Australian Govt site">Reserve Bank of Australia (RBA)</a></h3><p>The Reserve Bank of Australia's (RBA) main responsibility is monetary policy. Other major roles are maintaining financial system stability and promoting the safety and efficiency of the payments system. The Bank is an active participant in financial markets, manages Australia's foreign reserves, issues Australian currency notes and serves as banker to the Australian Government.</p><p><a href="/bye?http://www.rba.gov.au/">www.rba.gov.au</a></p><h3><a href="/bye?http://www.ramint.gov.au/" class="gov" title="Royal Australian Mint (RAM) - link to another Australian Govt site">Royal Australian Mint (RAM)</a></h3><p>The Royal Australian Mint produces Australia's decimal coinage and also manufactures medals, medallions, seals and tokens for private and public sectors and sporting and tourism groups, both nationally and internationally.</p><p><a href="/bye?http://www.ramint.gov.au/">www.ramint.gov.au</a></p><h3><a href="/bye?http://www.ato.gov.au/super/content.asp?doc=/content/33301.htm" class="gov" title="SuperSeeker - link to another Australian Govt site">SuperSeeker</a></h3><p>SuperSeeker is a tool that will look for your lost superannuation in real time and instantly provide you with possible matches.</p><p><a href="/bye?http://www.ato.gov.au/super/content.asp?doc=/content/33301.htm">www.ato.gov.au</a></p><h3><a href="/bye?http://www.fido.gov.au/fido/fido.nsf/byheadline/Looking+for+lost+money%3F?openDocument" class="gov" title="Unclaimed Money - link to another Australian Govt site">Unclaimed Money</a></h3><p>This page provides a search for money that has been classified as unclaimed from financial institutions and companies. The search covers money from banking (banks, credit unions and building societies), life (life policies held with insurance companies and friendly societies) and company (compulsory acquisition of shares resulting from takeovers).</p><p><a href="/bye?http://www.fido.gov.au/fido/fido.nsf/byheadline/Looking+for+lost+money%3F?openDocument">www.fido.gov.au</a></p></div>
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